Loved the article. I think as a society we've grown too careful about saying things in a way that does not offend. Balls to that. It's only offensive if it hits too close to home, and if it hits too close too home, figure out if it's the other person truly being an ass or something they said that makes you reconsider your habits. Being poor is not about lacking money. It's lack of priority, and I think a lot of this blame can be passed off on our education system for not teaching sufficient life skills, including financial management. Keep up the great writing.